If Cash is King Why Is The Credit Card Industry Reigning Supreme?

This article originally published in West Orlando News Online.

What happened to the phrase…”Cash is King?” Or, our family should wait to make that big purchase of a car or major appliance (or any other big ticket item) when we have saved enough “cash” to make that purchase. Or better yet…the beauty of lay-a-way (not rent-to-own.)

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Beware of Credit Card Reward Programs

This article originally published in West Orlando News Online.

Credit card companies have tempted consumers for years with a wide range of so called reward programs, from gifts, airplane miles/points to hotel rooms. Now the majority of the advertisements for these programs offer between 1% and 2% cash back for making purchases of everyday necessities.

Are Rapid Refund Loans Another Form of Predatory Lending?

This article originally published in West Orlando News Online.

Each and every year, millions of Americans willingly give the government interest free loans when they over pay their taxes directly from their pay checks. The government takes that money, invests in the global marketplace and makes a ton of profit from it.

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