Is Financial Illiteracy The Driving Force Behind the Foreclosure Epidemic?

This article originally published in West Orlando News Online.

So, my wife and I were invited to be a part of the ‘Stop The Killing Rally’ in Pine Hills, (Orlando, FL a few weeks ago), at the J-Mart in the parking area. There were tents, food, speakers, singers, musicians, dancers, mimes and other entertainers and activities.

Read more: Is Financial Illiteracy The Driving Force Behind the Foreclosure Epidemic?

If Cash is King Why Is The Credit Card Industry Reigning Supreme?

This article originally published in West Orlando News Online.

What happened to the phrase…”Cash is King?” Or, our family should wait to make that big purchase of a car or major appliance (or any other big ticket item) when we have saved enough “cash” to make that purchase. Or better yet…the beauty of lay-a-way (not rent-to-own.)

Read more: If Cash is King Why Is The Credit Card Industry Reigning Supreme?

Black Families Spend More Time Planning Leisure Activities Than Financial Future

This article originally published in West Orlando News Online.

Each year thousands of Black families from around the country attend the Tom Joyner Family Reunion during Labor Day Weekend and the Florida Classic in mid November right here in Central Florida.

Read more: Black Families Spend More Time Planning Leisure Activities Than Financial Future

Beware of Credit Card Reward Programs

This article originally published in West Orlando News Online.

Credit card companies have tempted consumers for years with a wide range of so called reward programs, from gifts, airplane miles/points to hotel rooms. Now the majority of the advertisements for these programs offer between 1% and 2% cash back for making purchases of everyday necessities.

Read more: Beware of Credit Card Reward Programs

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